ToolXRP reserve calculator

Every XRP Ledger account must keep a reserve that cannot be spent. It is the base reserve plus one owner reserve for each object the account owns.

Calculate

Trust lines, open offers, escrows, payment channels, checks, tickets, a signer list, NFT pages and similar each count as one.
1 XRP reserved

≈ $1.02 at the current price.

base 1owner 0 (0 × 0.2)

Set by the validators

Base reserve
1 XRP
Owner reserve, per object
0.2 XRP
An account with 1 escrow
1.2 XRP
… with 10 trust lines
3 XRP

Reserve values · 31 s ago · method

Questions and answers

What is the XRP reserve?

An amount of XRP every account must hold and cannot send. It discourages creating accounts and ledger objects that everyone's servers then have to store. It is not a fee: the XRP stays yours.

Can I get the reserve back?

The owner reserve is freed when the object is removed, for example when a trust line is closed or an escrow is finished. The base reserve is freed only by deleting the account, which destroys part of it as the deletion fee.

Who decides the reserve amounts?

The network's validators, by fee voting. The values change rarely; this page reads the current ones from the ledger instead of assuming them.

Does an escrow count towards the reserve?

Yes. An escrow is an object owned by the account that created it and adds one owner reserve until it is finished or cancelled.